When Should You Ask for a Seller Credit?

One of the smartest moves buyers are making right now is asking for seller credits, but your timing matters.

What is a seller credit? It's when the seller helps cover some of your costs, like closing costs or a rate buy-down. It's a strategy that's winning right now, especially when you know how to ask for it.

Hi, I'm Tanja Odzak, Realtor with eXp Realty. I help people sell and buy homes right here in the East Bay.

Timing matters. So when should you ask? First, when a home has been sitting on the market, the seller may be more open to negotiating. Second, after inspections, if issues come up, instead of asking for repairs, you can ask for a credit and control the fix yourself. That puts you in control. Third, in a less competitive situation, if you're not in a bidding war, you have more leverage.

Right now, in the East Bay, this is one of the best ways buyers are saving money upfront without leaving cash on the table.

I'm Tanja Odzak, and I've sold over $100 million worth of homes with a decade of experience in the East Bay. If you want to know how to structure an offer with credits, without losing the deal or signaling weakness, I can walk you through exactly how.