This is the calm before the storm, and if you’re thinking about buying, now is your strategic window. Right now, higher rates have filtered out a lot of casual buyers. That means less competition, better deals, and real negotiating power. You’re not bidding against ten other offers. You’re actually having a conversation.
Here’s what most people get wrong. They think they should wait for rates to drop. But that’s actually backwards. When rates drop, prices spike. Buyers flood back in. Bidding wars explode. You lose all your leverage. And you end up paying more at a lower rate than you would right now at a higher one.
Smart buyers use this quiet moment to their advantage. They buy now, negotiate better deals, lock in equity today. Then when rates eventually drop, they refinance and their payment gets even better. You get the best of both worlds.
The math is simple. Would you rather get a killer deal at today’s rate, or wait and overpay when everyone else is competing again? The answer is obvious.
Right now, inventory is still reasonable. Sellers are realistic. You can actually negotiate. You can ask for credits. You can get inspections. Contingencies matter again. In a year, none of that might be on the table.
If you’re even thinking about buying this year in the East Bay, don’t wait for perfection. The perfect moment is now. DM me the word STRATEGY and I’ll walk you through exactly how to beat the rush, make the right move, and get your home without settling or overpaying.
I’m Tanja Odzak, Realtor with eXp Realty. I help people sell and buy homes right here in the East Bay! With over $90 Million in homes sold and a decade of experience, I know how to help you win in any market. Call me today and let’s get you going!
I’m a Top Producing Realtor® in the OAKLAND / BERKELEY / EAST BAY AREA. I’ve been in the San Francisco East Bay Area since I came up to do my undergrad at UC Berkeley (a long time ago!), with a short stint at UC Davis while getting my Master’s. I take my duties as a Realtor® and Fiduciary very seriously, I enjoy educating my sellers and buyers along the way. Putting People, Before Profit.
Why not check out one of my no-obligation, online, On-Demand, virtual Real Estate Seminars?
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