✨There’s a quiet little secret that’s helping first-time buyers get into homes all across the East Bay—with far less upfront cash than you’d expect. Yep! and it does that by helping with one of the biggest hurdles: the down payment! If you’ve been dreaming about homeownership but feel stuck because of upfront costs, this might be the breakthrough you’ve been waiting for.
Hi, I’m Tanja Odzak, eXp Realty. I love helping people. I’m a Senior Level Realtor and I help people sell and buy homes right here in the East Bay!
Here’s the deal: This program offers loans and grants that can help cover your down payment—and in some cases, your closing costs too. Yes, really.
And get this: many of these programs are deferred payment loans—meaning you don’t have to pay them back until you sell, refinance, or pay off your mortgage. It’s designed to help you get in the door without draining your savings or relying on Family to help.
So, who qualifies?
✔️ First-time buyers (which means you haven’t owned a home in the last 3 years)
✔️ Meet certain income limits (they’re not as low as you think because, of course, you have to be able to make the mortgage payments!)
✔️ Complete a homebuyer education course
✔️ And use the property as your primary residence
Does this sound like you? Then you might be way closer to homeownership than you think.
Look, I know the market can feel intimidating—especially here in the Bay Area—but this program levels the playing field. It’s your chance to stop renting, start building equity, and finally invest in you. You don’t have to wait for “someday.” With Downpayment Assistance, someday could be now.
If this sounds interesting… let’s talk. I’ve helped plenty of first-time buyers use this program to buy their very first home—and I’d love to help you too. Send me a DM, give me a call, or drop a comment below and I’ll walk you through your next steps.
So if buying a home is even remotely on your radar this year, Call me today and let’s talk about it! I’m Tanja and I sell homes. Let’s connect and see if you qualify for this game-changing program. Let’s get you going, Call me today!
I’m a Top Producing Realtor® in the OAKLAND / BERKELEY / EAST BAY AREA. I’ve been in the San Francisco East Bay Area since I came up to do my undergrad at UC Berkeley (a long time ago!), with a short stint at UC Davis while getting my Master’s. I take my duties as a Realtor® and Fiduciary very seriously, I enjoy educating my sellers and buyers along the way. Putting People, Before Profit.
Why not check out one of my no-obligation, online, On-Demand, virtual Real Estate Seminars?
Click here—> I WANT TO GAIN ACCESS TO THE *HOME BUYER* SEMINAR NOW
Click here—> I WANT TO GAIN ACCESS TO THE *HOME SELLER* SEMINAR NOW