The Tiny Shift That Could Completely Rewrite Your Financial Future

Here's a tiny shift in the housing market that could completely rewrite your financial future. Mortgage rates were holding steady in the mid-6% range, about 6.58% for a 30-year fixed loan. Home prices were basically flat, up just 0.2% year over year, with forecasts calling for only 0.4% appreciation through mid-2026. Inventory was the highest it had been since 2016, meaning buyers finally had options.

Hi, I'm Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay for the last 10 years.

The market was moving from seller-controlled to buyer-friendly. More inventory, flat prices, and steady rates were creating opportunities most people were sleeping on.

I'm Tanja Odzak, and I've sold over $100 million worth of homes with a decade of experience in the East Bay. If you want to know how a shift like this impacts you, let's put together a personalized market snapshot for your area.