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2023-12-24 · 2 min read · East Bay

Don't Be Married to Your Rate

Don't be married to your mortgage rate. Sellers, if you've been asking yourself whether selling now with higher rates makes sense, or whether you'll be able to find a replacement home, you're not alone.

Hi, I'm Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay for the last 10 years.

High rates and scarce inventory made a lot of homeowners hesitant to list. But if you're sitting on real equity while also carrying debt, credit cards, a car payment, now can actually be a smart time to sell. Many homeowners have enough equity to pay off high-interest debt and consolidate bills as part of the move, putting them in a stronger position on the other side than they were with a low rate and high debt combined.

There's also less competition from other buyers right now, which works in your favor on both sides of the transaction, selling for a fair price and buying your replacement for a good one too.

I'm Tanja Odzak, and I've sold over $100 million worth of homes with a decade of experience in the East Bay. Don't let attachment to your current rate keep you from your next home. Let's put together a marketing plan that gets you the best possible return.

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Tanja Odzak

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Call, text, or send a message. I answer my own phone.