4 Strategies that can SAVE you $$$$$ when you Buy a Home🏡💵💕

4 Strategies that can SAVE you $$$$$ when you Buy a Home🏡💵💕

As a potential buyer in today’s crazy and unpredictable housing market, what are four strategies you can do to save money on your purchase? 

Hi, I’m Tanja Odzak, Our East Bay Home brokered by eXp Realty… and I sell homes in Oakland, Berkeley, and the San Francisco East Bay 

 For many shoppers, buying a home in today’s market may seem like a very pricey pipe dream. The market is still seeing higher mortgage rates and home prices remaining steady with low inventory. Combining these factors and buying a home right now is an expensive endeavor. But, that doesn’t mean it is not attainable and your homeownership goal is out of reach. It just means as a buyer you need to strategize a bit more to make your homeownership dream a reality. So let’s take a look at what strategies you can do. 

Get a low-down payment or No Down payment loan Most homebuyers do not have a 20% down payment required to purchase, however, there are many loan programs out there where you may qualify for a loan that allows you to put very little or no down payment at all.

Look into Down Payment Assistance Programs This is different from No Down Payment loans as these are usually programs that help cover some upfront cost of purchasing a home, sometimes with grant assistance depending on what you qualify for. 

Family Down Payment Gift Some buyers have generous family members who are willing to assist with a down payment in the form of a gift. Most lenders can inform you of the rules regarding gift down payment assistance. 

Consider auctions, Short Sales, and More. Although a lot more work involves the search and purchase, as a buyer keep your mind open about the property you seek out such as REOs, Short Sales, and Fixer Uppers as there may be some cost-saving advantages to these types of properties. 

Bottomline is always best to work with an experienced real estate agent and a lender who can show you the different strategies to help make your dream a reality. Reach out to me so I can help strategize your next move. 

And if you’re one of those people that needs to SELL and BUY, ask me about my home selling plans where you get to pick which real estate services you want and the fee you pay… Most of the them include my super duper digital marketing that… no one else does in our area. I’m Tanja and I sell homes. I offer simplified and transparent choices! 

I’m a Top Producing Realtor® in the OAKLAND / BERKELEY / EAST BAY AREA. I’ve been in the San Francisco East Bay Area since I came up to do my undergrad at UC Berkeley (a long time ago!), with a short stint at UC Davis while getting my Master’s. I take my duties as a Realtor® and Fiduciary very seriously, I enjoy educating my sellers and buyers along the way. Putting People, Before Profit. 

Why not check out one of my no-obligation, online, On-Demand, virtual Real Estate Seminars?



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