Author: todzak

Think you can’t afford to buy a home because of today’s interest rates? This hack might change your mind. Right now, we’re in a unique window where sellers—especially those who’ve been sitting on the market longer than expected—are motivated. That means they’re giving thousands in credits and concessions just to get deals done. And one … Continued

Hey Pleasant Hill, Walnut Creek, and Lafayette!! It’s time for your MARKET UPDATE! We are entering the Winter Market, and here are the latest stats that you need to know. Hi, I’m Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay! Starting with Pleasant Hill, CA! … Continued

Hey, Oakland & Berkeley! It’s time for your MARKET UPDATE! We are entering the Winter Market, and here are the latest stats that you need to know. Hi, I’m Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay!  In Berkeley California, at the time of this … Continued

If you feel trapped in your current home, you’re not alone. It’s called the “lock-in effect”. Right now, thousands of homeowners are staying put because their mortgage rate is just too good to give up. But here’s what nobody’s telling you: there are real strategies like rate buydowns, creative financing, and equity stacking that can … Continued

The balance of power in real estate just shifted, and it may or may not be in your favor. Realtor.com reports the national housing market hit five months of supply this past summer. What does that mean? Here’s the breakdown:  Under 3 months of inventory = Seller’s market.  3 to 5 months = balanced market, … Continued

If you’re trying to sell your home the way it was done five years ago, guess what? You’re leaving tens of thousands on the table!  Today’s buyers scroll past boring listings in seconds. So MUCH has changed, even from just 3 years ago! If your home isn’t being marketed with scroll-stopping video, optimized for mobile, … Continued

Homebuyers aren’t just searching Zillow anymore; they’re asking AI where to live. And if your listing isn’t showing up in those results, you might as well not be on the market.  Today’s buyers are using smart search tools, predictive apps, and AI-driven platforms to make faster, data-backed decisions. They are less worried about curb appeal … Continued

What if I told you that you may have over $200,000 in wealth? Nationally, the average homeowner has built over $200,000 in equity, and many people don’t pay close attention. If you’ve owned your home for just a few years, you’re likely sitting on a goldmine. Home values have jumped nearly 54% nationwide in the … Continued

For the past two years, buyers have been sidelined by insane home prices and mortgage rates. However, Redfin has just revealed that the average monthly mortgage payment is down nearly $290! California had the 3rd biggest decrease in monthly calculated mortgage payment. Why is this? It’s because Interest Rates have dropped from just over 7% … Continued

Did you know that in the past few months, your money now goes further than ever?! Today, your mortgage payment is significantly less on the same home, than it was just a few months ago? Why? Because rates have dropped to their lowest level in almost a year. Six months ago rates were 7.08% and … Continued