Are you still considering buying the home of your dreams in today’s market, but are feeling a bit uncertain about the rising mortgage rates and affordability? Hi, I’m Tanja Odzak, Our East Bay Home and eXp Realty. I want to share three important tips you can do as a buyer shopping in today’s housing market so you do not have to hit pause on your plans.
- Tip #1, If you have been concentrating on a specific area that now seems out of your price range, as a buyer you may need to expand your search area and criteria that could be more affordable. Opening up your home search to a location further out may open up more options as a buyer. Also, prioritizing your “wish list” to not include all the upgrades you had originally planned can help reduce the cost of your purchase. These can be items you can do yourself down the road. According to a recent article in CNET, “Area growth is likely to keep pace with the market, which means that the outskirts of town might be hopping within five years. By searching in the nearby cities, or the next neighborhood over, you may find better prices and more sq footage.”
- Tip #2, work with a good lender and experienced real estate agent who can discuss different loan types, scenarios and alternative financing programs available to you to get the best possible rate and could save you thousands of dollars over time.
- Tip #3, In today’s market it is key as a buyer to shop for programs that point you in the right direction for your home purchase. When shopping, look for certain options like gift funds, down payment assistance and grants. Today there are a wide variety of programs and benefits available for certain professions which include first responders, veterans, teachers and medical professionals.
And as always, feel free to connect with me, so my team and I can help guide you in your search in a more affordable direction.
And if you need to Buy AND sell, ask me about my tiered home selling plans where you get to pick which real estate services you want and the fee you pay… Most of the them offering my super duper digital marketing that… no one else does in our area. I’m Tanja and I sell houses. I offer simplified and transparent choices!
I’m a Top Producing Realtor® in the OAKLAND / BERKELEY / EAST BAY AREA. I’ve been in the San Francisco East Bay Area since I came up to do my undergrad at UC Berkeley (a long time ago!), with a short stint at UC Davis while getting my Master’s. I take my duties as a Realtor® and Fiduciary very seriously, I enjoy educating my sellers and buyers along the way. Putting People, Before Profit.
Why not check out one of my no-obligation, online, On-Demand, virtual Real Estate Seminars?
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