What is the golden ticket of homeownership?
Hi, I’m Tanja Odzak, eXp Realty, I help people sell and buy homes right here in the East Bay!
As a homeowner that has been in their home for a number of years, you may have more equity built up than you are aware of. Your equity can be your golden ticket to your next move.
So, what is equity?
This is when over the years you gain equity as you pay down your home loan and home values rise. In fact, your equity can grow faster than you realize. Most homeowners in the United States are sitting on a tremendous amount due to having their mortgage completely paid off or have at least 50% in equity.
In fact, according to Corelogic, the average homeowner with a mortgage has $298,000 built up in equity. So, what can you do with this much equity?
For starters, if you are planning a move, once you sell your current home you can use it for a larger down payment on your next home so you are borrowing less from the bank. In some instances, you may have enough built up to pay all cash on your next purchase. Having equity in your home can make your move possible when affordability is tight. Also, the more equity that you have, you can use that equity to buy down your interest rate and have a much more affordable payment. So there are plenty of options that you may not be aware of.
I’d love to give you a home valuation on your property’s value. This way you can see how much equity you may have and also the current market stats here in the Bay.
Call me today and let’s talk about it. I’m a seasoned East Bay expert with a 5-Star rating. I’ll help you navigate the market and make it happen, whether that’s selling or buying or both!
And if you or someone you know needs to sell a home, ask me about my home selling plans.. I took the pain out of negotiating with a Realtor and made it SUPER simple. Really! Choose Silver, Gold, or Platinum- Pick your Plan and Pick your Price. Terms do apply. I’m Tanja and I sell homes. Let’s get you going, Call me today!
I’m a Top Producing Realtor® in the OAKLAND / BERKELEY / EAST BAY AREA. I’ve been in the San Francisco East Bay Area since I came up to do my undergrad at UC Berkeley (a long time ago!), with a short stint at UC Davis while getting my Master’s. I take my duties as a Realtor® and Fiduciary very seriously, I enjoy educating my sellers and buyers along the way. Putting People, Before Profit.
Why not check out one of my no-obligation, online, On-Demand, virtual Real Estate Seminars?
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