I wish more first-time buyers knew that waiting could make buying a home harder.
I talk to people all the time who think they need perfect credit or 20 percent down before they can buy a home.
Or they’re waiting for interest rates to drop.
And sometimes, waiting makes sense.
But don’t make that decision until you know what your options are.
Hi, I’m Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay for the last 10 years!
I’ve seen buyers assume they couldn’t qualify, only to learn later that they may have been able to buy months earlier.
There are different loan programs and down payment assistance options, depending on your finances and what you qualify for. You won’t know what’s available to you until you ask.
And waiting for lower rates has another problem.
Nobody knows exactly when rates will come down. They could stay where they are longer than you expect. They could also go up.
And when rates do fall, you won’t be the only buyer who’s been waiting!
More buyers means more competition for the same homes, which can change your negotiating position.
So I don’t want you sitting on the sidelines because you think you’re not ready.
Find out first.
Let’s look at what you can afford, what financing may be available to you, and what buying would look like based on your situation.
Then you can decide if now is the right time or if waiting makes more sense.
I’m Tanja Odzak and I’ve sold $100 Million Dollars worth of homes and have a decade of experience. If you’re thinking about buying a home, text me! And Let’s see what’s possible for you.