Here’s a strategy to make the home you love even more affordable! It’s one that most buyers don’t even know they can use.
Instead of only negotiating on price, smart buyers are negotiating on terms as well. That’s where the real leverage is right now.
Things like seller credits or rate buy-downs can lower your monthly payment way more than a price reduction would. Here’s the math on a million-dollar home: a $50,000 price reduction saves you about $270 a month. A 2% closing cost credit to buy down your rate? That could save you around $1,485 a month. It’s a win-win. Same seller concession, completely different outcome for your wallet.
In today’s market, it’s not just about what you pay—it’s about how the deal is structured. That’s where a lot of buyers are saving money and staying in contract.
The strategy is simple: work with someone who knows how to position you for these wins. Instead of fighting over price in a topsy-turvy market, you shift to monthly affordability. You get lower payments, the seller avoids a price reduction, and everyone wins.
If you want to see how to lower your monthly payment without overpaying, I can show you your options and run the numbers on what works best for your situation.I’m Tanja Odzak and I’ve sold over $90 Million worth of homes and have a decade of experience, Reach out to me today and I’ll share my complimentary Buyer’s Guide with you. Call me today and let’s get you going!