I’ve got a 3% mortgage! I’d be crazy to give that up! I know, I know, but that 3% mortgage you’re clinging to might be the very thing keeping you stuck in a life you’ve totally outgrown.
Hi, I’m Tanja Odzak, eXp Realty. I love helping people. I’m a Senior Level Realtor and I help people sell and buy homes right here in the East Bay!
Let’s be real, everyone is obsessed with interest rates right now. You hear it at the grocery store, at dinner parties, on every headline: But I’ve got a 3% mortgage! I’d be crazy to give that up!
I get it. On paper, it sounds like you’re winning. But here’s the brutal truth: You don’t live on paper, you live in your home and life happens. As a homeowner, you need to ask yourself, are you really going to stay in that house for the next 5, 10 or 15 years?
Perhaps, you think you are but if any of these things ring true – your family is growing or downsizing, retirement is getting close and you are feeling itchy for something new and ready for a change…. You need to ask the real question: what is it going to cost you to stay stuck just because of a number on paper?
Here’s what the experts are saying and I’m not talking about your neighbor or some TikTok economist. Fannie Mae surveyed over 100 top housing market experts and the consensus is clear: Home prices are expected to rise every single year through at least 2029. And we’re the Bay Area – so who are we kidding here? Looking back on the past 30 years, we have averaged around a 10% increase annually with a correction at approximately 10 year intervals. We’re seeing that now – so what is going to happen if you don’t take advantage of this year’s market?
Waiting might feel safe, but at some point it will cost you tens of thousands, likely hundreds of thousands, more on your next home. And what’s worse than paying more? Living in a house that no longer fits your life. And fear is the #1 thing that keeps people living small, settling, and missing out on what’s possible.
AND. The market’s not going to pause and let’s be honest neither is your life. We’re not getting any younger, and kids don’t stop growing. It’s time to stop thinking in percentages. If you want the real data and a strategy based on your local market, reach out. Call me today and let’s talk about it! I’m Tanja and I sell homes. With going on 10 years of experience, I help you win. No matter what the market is doing! I’m a seasoned East Bay expert with a 5-star rating, and I’d love to work with you on your real estate journey. Let’s get you going, Call me today!
I’m a Top Producing Realtor® in the OAKLAND / BERKELEY / EAST BAY AREA. I’ve been in the San Francisco East Bay Area since I came up to do my undergrad at UC Berkeley (a long time ago!), with a short stint at UC Davis while getting my Master’s. I take my duties as a Realtor® and Fiduciary very seriously, I enjoy educating my sellers and buyers along the way. Putting People, Before Profit.
Why not check out one of my no-obligation, online, On-Demand, virtual Real Estate Seminars?
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