Author: todzak

Homebuyers aren’t just searching Zillow anymore; they’re asking AI where to live. And if your listing isn’t showing up in those results, you might as well not be on the market.  Today’s buyers are using smart search tools, predictive apps, and AI-driven platforms to make faster, data-backed decisions. They are less worried about curb appeal … Continued

What if I told you that you may have over $200,000 in wealth? Nationally, the average homeowner has built over $200,000 in equity, and many people don’t pay close attention. If you’ve owned your home for just a few years, you’re likely sitting on a goldmine. Home values have jumped nearly 54% nationwide in the … Continued

For the past two years, buyers have been sidelined by insane home prices and mortgage rates. However, Redfin has just revealed that the average monthly mortgage payment is down nearly $290! California had the 3rd biggest decrease in monthly calculated mortgage payment. Why is this? It’s because Interest Rates have dropped from just over 7% … Continued

Did you know that in the past few months, your money now goes further than ever?! Today, your mortgage payment is significantly less on the same home, than it was just a few months ago? Why? Because rates have dropped to their lowest level in almost a year. Six months ago rates were 7.08% and … Continued

What if I told you your home-buying budget just got stronger without increasing your income? Here are the current stats on the housing market and what it means for you.  In Alameda & Contra Costa Counties combined, the median home price dropped $125,000 from it’s peak this year to $1,100,000. Additionally, inventory is up 36.8% … Continued

Hey Pleasant Hill, Walnut Creek, and Lafayette!! It’s time for your MARKET UPDATE! We are fully in the Fall market, and here are the latest stats that you need to know! Hi, I’m Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay! Starting with Pleasant Hill, … Continued

Hey, Oakland & Berkeley! It’s time for your MARKET UPDATE! We are now in the Fall market, and here are the latest stats that you need to know! Hi, I’m Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay!  In Berkeley California, at the time of … Continued

If you’re house-hunting without a pre-approval, you’re not a buyer, you’re just a Window-shopper! Pre-approval isn’t just paperwork. It’s your golden ticket. It tells sellers you’re serious, gives you the power to compete in a multiple offer situation, and shows you exactly what you can afford before you fall in love with the wrong house … Continued

Everyone’s asking the wrong question: Why would I move if I’ve got a 3% mortgage?  What you should be asking is WHEN should I move?  I get it, walking away from that ultra-low rate feels painful. But life doesn’t wait for interest rates. Families grow, careers change, opportunities pop up, divorce happen and homes are … Continued

Everyone’s asking the wrong question: Why would I move if I’ve got a 3% mortgage?  What you should be asking is WHEN should I move?  I get it, walking away from that ultra-low rate feels painful. But life doesn’t wait for interest rates. Families grow, careers change, opportunities pop up, divorce happen and homes are … Continued