Author: todzak

If you’re house-hunting without a pre-approval, you’re not a buyer, you’re just a Window-shopper! Pre-approval isn’t just paperwork. It’s your golden ticket. It tells sellers you’re serious, gives you the power to compete in a multiple offer situation, and shows you exactly what you can afford before you fall in love with the wrong house … Continued

Everyone’s asking the wrong question: Why would I move if I’ve got a 3% mortgage?  What you should be asking is WHEN should I move?  I get it, walking away from that ultra-low rate feels painful. But life doesn’t wait for interest rates. Families grow, careers change, opportunities pop up, divorce happen and homes are … Continued

Everyone’s asking the wrong question: Why would I move if I’ve got a 3% mortgage?  What you should be asking is WHEN should I move?  I get it, walking away from that ultra-low rate feels painful. But life doesn’t wait for interest rates. Families grow, careers change, opportunities pop up, divorce happen and homes are … Continued

Think you’ll save money by skipping using an agent and selling your home yourself? Last year, homes sold with an agent went for almost 15% more than those sold without one! That’s tens of thousands of dollars you could be leaving on the table. And with more homes on the market now than we’ve seen … Continued

Here’s a stat that will stop you in your tracks! 15% of home sales recently fell apart right before closing. Imagine thinking your home is sold, then boom, the deal dies.  The #1 reason the deal dies is Inspections. With prices and rates already stretching buyers, they won’t touch surprise repairs. Especially big ones like … Continued

Hey Pleasant Hill, Walnut Creek, and Lafayette!! It’s time for your MARKET UPDATE! We are now in the Fall market, and here are the latest stats that you need to know! Hi, I’m Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay! Starting with Pleasant Hill, … Continued

Stop scrolling because this tiny shift in the housing market could completely rewrite your financial future.  Right now, mortgage rates are holding steady in the mid-6% range, about 6.58% for a 30-year fixed loan.  Home prices? Basically flat, up just 0.2% year over year, with forecasts calling for only 0.4% appreciation through mid-2026. Inventory? It’s … Continued

If you’re waiting for mortgage rates to hit six percent, you might be setting yourself up for disappointment! Everyone thinks six percent is the magic number, but forecasts say rates will stay in the mid-to-low sixes through next year.  And when we finally DO hit six percent?  it won’t be the relief you’re hoping for. … Continued

Hey, Oakland & Berkeley! It’s time for your MARKET UPDATE! We are now in the Fall market, and here are the latest stats that you need to know! Hi, I’m Tanja Odzak, Realtor with eXp Realty, helping people sell and buy homes right here in the East Bay!  In Berkeley California, at the time of … Continued

Overpricing is the new underperforming. Overpricing your home in today’s market is one of the fastest ways to kill your momentum, your equity, and your home sale credibility. Every day, I see homes sit and die on the market. Why? Because someone thought their home was worth more than the market said it was.  Today’s … Continued